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创新！吉林省为农机“量体裁衣”开通抵押贷款渠道

2020-05-29 15:57:54 来源：农机网整理发布 阅读量：17019 评论

导读：为保证对接质效，先期重点推介对象为全程机械化新型农业经营主体，主要抵质押品为在各级农业农村部门注册登记的联合收割机和拖拉机。

　　【农机网 热点关注】 为进一步推动“三农”高质量发展，发挥金融在支持吉林省现代农业进程中的助力作用，充分调动新型农业经营主体购机用机积极性，着力补齐农业机械化短板，不断提升农业专业化水平和组织化程度，有效推动吉林省农业机械化转型升级，近日，吉林省地方金融监督管理局、吉林省农业农村厅、吉林省市场监管厅、吉林银保监局联合印发《关于加快推进金融助力农业机械化转型升级的通知》，决定在全省范围内开展加快农机抵押贷款推进金融助力农业机械化转型升级活动。

　　《通知》要求各级政府职能部门、金融监管部门要主动站好位、定好位、服好务，用好用足国家专项补贴、差异化监管等支持政策，推动当地金融机构制定切实可行的农机贷款实施方案，完善相关管理制度，形成合力有序推进。
 
　　《通知》指出，吉林省农业生产已从主要依靠人力畜力转向主要依靠机械动力，进入了机械化为主导的新阶段。各级农业农村部门要做好农机抵押贷款融资需求情况的梳理工作，及时高效推介至各金融机构。为保证对接质效，先期重点推介对象为全程机械化新型农业经营主体，主要抵质押品为在各级农业农村部门注册登记的联合收割机和拖拉机。各级农业农村部门可以结合本地实际，适时适度拓宽推介对象和抵质押品范围。
 
　　《通知》表示，各银行机构、担保机构要结合我省农业机械购置补贴政策，按照农机作业特点、农业生产经营周期等合理确定贷款期限和还款方式，积极创新“量体裁衣”式农机专属信贷、担保产品。对于全程机械化新型农业经营主体较为集中的地区，扩大基层网点授权，减少审批环节，开辟农机贷款绿色通道。研究与农业农村部门共同建立农机抵质押贷款供应商合作名录，创新供应链融资模式，探索为供应商及农机购机主体联合授信。各保险机构要积极适应农机化发展新形势，推动农业机械损失保险、第三者责任保险和操作人员责任保险整合发展，形成包括农机、他人和农机手在内的农机使用保险保障体系。省农村产权交易市场要尽快实现农机具入场交易、规范流转，畅通金融机构资产处置通道。
 
　　本文由农机网(www.nongjx.com)整理发布，资料来源：吉林省农业农村厅，如有侵权或异议请联系我们。

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